What Does A Workers Compensation Claims Adjuster Do
Workers Compensation Claims Adjusters evaluate claims for the insurance company. They can work for workers compensation companies or vehicle insurance companies. The most widely known are adjusters from the auto insurance companies.
When you are involved in an auto accident you will have to file a claim with your insurance company. After the accident, they will contact you regarding damage to your vehicle or other property. They will gather information such as photographs of the damage. They will also evaluate the damage to your vehicle or property while they are there. During the process they will be working with possibly, another person’s insurance company, police, fire and ambulance personnel and treating physicians. They will build a case report for the insurance company to find out who was at fault for an accident, why the accident occurred and what the appropriate compensation would be for you or someone involved.
The insurance filing process is simple in some ways and complicated in other ways. Some people have a hard time understanding if they have never been in an accident or filed a claim before. One thing to always remember, the insurance adjuster isn’t working for you. They will be working for the company that employs them. Their goal is to settle claims as fast as they can. They will also settle the claim for the smallest amount possible. If you settle your claim too fast after an auto accident then it becomes very likely that you won’t be able to get payment for medical expenses, lost wages, or other expenses if they arise. Don’t be too hasty when settling a claim.
Why Is It Important To Get Legal Representation?
When you do speak with an insurance adjuster or Workers Compensation Claims Adjuster
always be mindful of what you say. Never say, “I’m alright”, or “I’m feeling fine today” as these may be misconstrued in a claims report that you felt fine after the accident. This type of statement is one that can put holes in your case and cause the settlement value to be reduced. The settlement value of your case will be the final amount paid for injuries and property damage. The adjuster may ask to record your conversations regarding the accident. Never let an adjuster record your statement. If they ask you to make any type of statements, recorded or otherwise, simply let them know that you would like to speak with an attorney first before making any statements.
Whenever you are in doubt about any part of the Workers Compensation Claims Adjuster process be sure to consult an attorney. A qualified and experienced personal injury attorney will be able to help you. Before you speak with an insurance adjuster – contact Attorney Skip McManes (770) 645-8801. McManes Law has a proven track record of getting fair settlements for those who have been injured in an accident. Mr. McManes will discuss your case with you free of charge. Contact McManes Law today at www.mcmaneslaw.com and fill out our online consultation form.